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Bourg Insurance Agency Blog

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Keeping Kids Safe on Personal Watercraft As soon as the mercury rises, kids and water go hand-in-hand. Add personal watercraft (PWC) such as Jet Skis and wave runners to your kids’ water sport options and you could very well create the perfect summer—as long as you learn how to keep your kids safe while they enjoy their time by the ocean, lake or pond. READ MORE >>

In this often uncertain economic climate one way to help earn additional money and pay down debt is to bank on one of the least tangible but most valuable products you have; your knowledge. With the ease of online training sessions, the popularity of online mentoring, and the immediacy of online classes, this form of remote teaching is becoming very popular. READ MORE >>

Your children may not have financial responsibilities and they may still need to be reminded to brush their teeth and clean behind their ears every night, but that doesn’t mean that they have no need for insurance. READ MORE >>

Events covered by your homeowner’s insurance plan are referred to as perils within your policy; but not every peril that causes damage to your property is covered. Those that are not covered are called excluded perils and they may include: Earth movement: This can include earthquakes, landslides, earth shifts, mudslides and sinkholes. READ MORE >>

There are many types of risks that a small business owner might encounter and each requires a separate insurance policy. Buying individual policies for each risk can get confusing. Your agent will be able to offer you commercial package policies to help business owners organize their policies needed to protect their business in one convenient package. READ MORE >>

Today we present the first Part of an article on Workers Compensation Fraud. Check back soon for Part Two on how to Prevent Workers Compensation Fraud. Employers everywhere agree that a worker who is injured on the job through no fault of his or her own, has every right to be compensated for those injuries. READ MORE >>

If your home and personal property is destroyed by a flood, fire, hurricane or other disaster, it may be more difficult than you think to remember all the items you had in your home before the event. And without an itemized list of the items you lost, you cannot get the recovery you deserve from the insurance company. READ MORE >>

Business auto insurance is a must-have for anyone using a vehicle for commercial use. But just because you have to have it, that doesn’t mean that you don’t want to find a way to spend less on your business insurance policy. Here are some tips that could help you save money on your business auto insurance policy without sacrificing your coverage. READ MORE >>

If you have employees, no matter how few, then you need Baton Rouge workers’ compensation insurance. Generally, individual states require businesses with employees to carry it, but even without this legal incentive it is a necessary product. READ MORE >>

Insurance policies can be difficult for any consumer to fully understand, but first-time homebuyers are in a stickier situation than most after all, here you have a plan of insurance designed to protect your largest asset, and it is not only difficult to understand but also has many caveats that, by not understanding them, could leave you dangerously exposed. READ MORE >>

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