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Events covered by your homeowner’s insurance plan are referred to as perils within your policy; but not every peril that causes damage to your property is covered. Those that are not covered are called excluded perils and they may include: Earth movement: This can include earthquakes, landslides, earth shifts, mudslides and sinkholes. READ MORE >>

Events covered by your homeowner’s insurance plan are referred to as perils within your policy; but not every peril that causes damage to your property is covered. Those that are not covered are called excluded perils and they may include: Earth movement: This can include earthquakes, landslides, earth shifts, mudslides and sinkholes. READ MORE >>

Today we present the first Part of an article on Workers Compensation Fraud. Check back soon for Part Two on how to Prevent Workers Compensation Fraud.Employers everywhere agree that a worker who is injured on the job through no fault of his or her own, has every right to be compensated for those injuries. READ MORE >>

If your home and personal property is destroyed by a flood, fire, hurricane or other disaster, it may be more difficult than you think to remember all the items you had in your home before the event. And without an itemized list of the items you lost, you cannot get the recovery you deserve from the insurance company. READ MORE >>

Business auto insurance is a must-have for anyone using a vehicle for commercial use. But just because you have to have it, that doesn’t mean that you don’t want to find a way to spend less on your business insurance policy. Here are some tips that could help you save money on your business auto insurance policy without sacrificing your coverage. READ MORE >>

If you have employees, no matter how few, then you need Baton Rouge workers’ compensation insurance. Generally, individual states require businesses with employees to carry it, but even without this legal incentive it is a necessary product. READ MORE >>

Insurance policies can be difficult for any consumer to fully understand, but first-time homebuyers are in a stickier situation than most after all, here you have a plan of insurance designed to protect your largest asset, and it is not only difficult to understand but also has many caveats that, by not understanding them, could leave you dangerously exposed. READ MORE >>

Having coverage to provide assistance once your vehicle is taken is wonderful, but do you realize what is even more comforting? Not having your vehicle stolen. Not only can a claim for a hijacked auto likely increase your auto insurance rates, it is time intensive and annoying. READ MORE >>

Why do you need auto insurance? It's really all about protecting yourself financially. If you're in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it. If you or any passengers are injured in an accident, medical costs can be extremely expensive. READ MORE >>

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