Most of us own some type of valuable item, many of us several. You may not realize that homeowners insurance has set limits for certain items like guns, jewlry, art, persian rugs, etc. Heaven forbid something happen to any of these items you may not receive the full value. Most companies have a $1000-2500 limit on these items. Let’s face it stuff happens: disasters, thievery, unexplained loss.
This is the time of year consumers tend to make big ticket item purchases. To avoid costly and sometimes impossible replacement, call your agency or insurance company to properly list or “schedule” these items on your policy. It’s probably not as expensive as you’d think, and peace of mind is worth every penny with irreplaceable goods.