Navigating through the complex insurance industry can be quite a hassle. When purchasing insurance, its important to remember your individual needs. Choosing the right company is tough. Before making a decision, have an unbiased advocate on your side. Bourg Insurance's knowledgeable and experienced agents will guide you through the purchasing process. We aren't tied to any one or two carriers, so we can bundle a package of policies to fit your needs and budget. We represents several outstanding companies for just about any insurance product you may be looking for.
Furthermore, here are just a few of the many questions to taking in mind when making a good insurance purchase: Is an umbrella policy right for you? Did you purchase any or enough uninsured motorist coverage? Do you own jewelry, guns, collectibles, etc. that may require a special rider on your homeowners policy? Does your animal need a specific coverage? Does this company allow trampolines? Your independent agent will do their best to answer these and any other specific questions you may have.
Another great reason to choose an independent agent is the long-term relationship you will build. When you deal with a local independent agent, you will have the opportunity to get to know them and they will get to know you. Independent agents at Bourg Insurance take community involvement very seriously.
How should you choose an independent agent? Ask them these questions:
Which companies do they represent, and what is their relationship with those companies?
How long have they been in business?
Are they recommended by my friends or family? What do online reviews say?
Are the agents involved in my community? Do they volunteer with local organizations or participate in other civic activities?
Are they affiliated with industry groups, such as Trusted Choice, IIABL. etc?
Safeco, one of our trusted carriers, has put together a video that can further explain. The link is below.