Bourg Insurance Agency, Inc. respects the privacy rights of individuals who visit and use (“Users”) this Web site (“Site”).  Information may be collected from Users during their visits to this Site in order to allow Bourg Insurance Agency, Inc. to provide better service.  BOURG INSURANCE AGENCY, INC. is concerned about treating this information with care, so it has implemented the Policy below.

Privacy Policy

Types of Information Collected and How it is Used

Aggregate Information: BOURG INSURANCE AGENCY, INC. collects information that is not personal information about Users to measure traffic on the Site.  This information is collected automatically on an aggregate basis (“Aggregate Information”) through the use of a “cookie” or small text file placed on the User’s hard drive by the User’s Internet browser.  The cookie allows BOURG INSURANCE AGENCY, INC. to track the number of hits or visits to various pages on the Site.  The cookie is used only during a single connection to the Site, and is not used to track User activity after leaving the Site.  The cookie is permanently disabled when the User exits the Site, and information about individual Users is not collected, saved or distributed to others by BOURG INSURANCE AGENCY, INC. except as provided for in this Policy.  Aggregate Information helps BOURG INSURANCE AGENCY, INC. understand Users’ needs, improve the Site, and demonstrate to others the volume and nature of Site traffic.  Aggregate Information may be shared with third parties as described in the section called “Information Provided to Third Parties” below. 

Products, Services and Survey Information:  Information may be obtained and/or retained to process orders for products and/or services offered by BOURG INSURANCE AGENCY, INC..  BOURG INSURANCE AGENCY, INC. also may obtain and/or retain information about Users who participate in surveys conducted by BOURG INSURANCE AGENCY, INC..  Product, Service and Survey Information about Users also may be provided to third parties, as described in the section called “Information Provided to Third Parties” below. 

E-mail:  Information received from Users via e-mail may be used by BOURG INSURANCE AGENCY, INC. and may be provided to third parties as described in the section called “Information Provided to Third Parties” below. 

Information Provided to Third Parties

Information collected on this Site will not be provided to third parties in the manner specified in this Policy. 

Links to other sites

This Site contains links to Internet sites of BOURG INSURANCE AGENCY, INC. members, state associations, and other businesses and resources, and each Internet site may have its own privacy and data collection policies and practices.  BOURG INSURANCE AGENCY, INC. is not responsible for the privacy and data collection policies and practices of any of its members, state associations or other businesses and resources, or for the content of their Internet sites.  Users interested in the privacy and data collection policies and practices of BOURG INSURANCE AGENCY, INC. members, state associations or other businesses and resources should review the policies of the Internet sites they choose to access.  

BOURG INSURANCE AGENCY, INC. makes no representations or warranties of any kind, express or implied, about the Internet sites of its members, state associations or other businesses and resources, and BOURG INSURANCE AGENCY, INC. disclaims all warranties and responsibilities of any kind, including, without limitation, warranties and responsibilities with respect to BOURG INSURANCE AGENCY, INC. members’, state associations’, and other businesses’ and resources’ Internet sites, content, privacy and data collection policies and practices, and actions.  Links to other Internet sites do not imply BOURG INSURANCE AGENCY, INC.’s endorsement or approval of such Internet sites or the resources and information contained within them, nor are such links or references indications that BOURG INSURANCE AGENCY, INC. has received specific authorization to provide these links or resources.  BOURG INSURANCE AGENCY, INC. does not endorse, approve, certify or control such external Internet sites, and is not responsible for the accuracy, timeliness, completeness, efficacy, merchantability, usefulness, fitness for any particular purpose or correct sequencing of information located at such sites.  The links and references on this Site to other Internet sites are provided solely as a convenience to Users of this Site. 

Your right to access and amend your personal information

You have the right to request access to the personal information that is maintained about you on this Site to ensure that it is accurate and current.  You also can request corrections, amendments or deletions of any personal information obtained through this Site or otherwise in our possession. 

To obtain access to, correct, amend, or delete any of your personal information:   Submit a request in writing to BOURG INSURANCE AGENCY, INC., Post Office Box 231, Donaldsonville, Louisiana, 70346. The request should include your name; address; telephone number; agency information (name, address and BOURG INSURANCE AGENCY, INC. member number); the specific personal information in dispute; and the identity of the document or record that contains the disputed personal information. Upon receipt of your request, we will contact you within 30 business days to notify you either that we have made the correction, amendment or deletion, or that we will not do so and the reasons for the decision not to do so. 

Change to Policy

BOURG INSURANCE AGENCY, INC. reserves the rights to and may change this Policy at any time and the change will become effective when the revised Policy is posted on this Site.

BOURG INSURANCE AGENCY, INC. have established these Terms of Use for all who visit and use this Web site (“Site”).  By using this Site, you agree to comply with these Terms of Use.  If you do not agree to comply with these Terms of Use, you do not have permission to use this Site.   BOURG INSURANCE AGENCY, INC. may change these Terms of Use at any time, without notice, by posting them, and you must abide by the revised terms.  This is a legally binding contract. 

When using this Site you agree: 

1. To comply with all applicable laws and regulations, including, without limitation, the antitrust laws.
   
   
2. Not to publish; upload; post; e-mail; or otherwise transmit, distribute or disseminate any information, messages or content that: infringes on any intellectual property rights of others; might interrupt, destroy or limit the functionality of any computer software, hardware or telecommunications equipment; is defamatory, abusive, profane, obscene, indecent, threatening, or includes offensive language; attacks others (personally or professionally); involves or assists in the use of false names or impersonation of others; harasses, threatens, embarrasses, or otherwise violates the rights of others; harvests screen names; or sends spam or intentionally duplicative or unsolicited messages (commercial or otherwise).
   
   
3. To abide by the copyright ownership of materials on the Site in accordance with the following:  The works of authorship including, but not limited to, all design, text, images, and sounds (individually and collectively “Publications”), contained in this Site are owned or approved for use by BOURG INSURANCE AGENCY, INC., except as otherwise expressly stated.   The Publications may not be copied, reproduced, transmitted, displayed, performed, distributed, rented, sublicensed, altered, stored for subsequent use or otherwise used in whole or in part (individually and collectively "Reproduced") in any manner without BOURG INSURANCE AGENCY, INC.’s prior written consent, except as expressly permitted by a notice on the Publication, or except to the extent permitted by law.  If Reproduced, the Publications must be Reproduced with the copyright notice on all copies, be Reproduced without changes, and be used for information/non-commercial purposes.   Since some of the Publications on the Site were provided under licenses from other entities with all rights reserved, if you are interested in obtaining a license so that one or more of those materials may be Reproduced, please contact BOURG INSURANCE AGENCY, INC., Post Office Box 231, Donaldsonville, Louisiana 70346.
   
   
4. To abide by the trademark ownership of names, logos, or slogans (collectively “Trademarks”) on the Site in accordance with the following:  Reproduction or republication of any Trademarks belonging to BOURG INSURANCE AGENCY, INC. is prohibited without prior written permission from BOURG INSURANCE AGENCY, INC.
   
   
5. To abide by BOURG INSURANCE AGENCY, INC.’s position relative to links, as follows:  The Site contains links to Internet sites of BOURG INSURANCE AGENCY, INC. members, state associations, and other businesses and resources, and each Internet site may have its own privacy and data collection policies and practices.  BOURG INSURANCE AGENCY, INC. is not responsible for the privacy and data collection policies and practices of any of its members, state associations or other businesses and resources, or for the content of their Internet sites.  Users interested in the privacy and data collection policies and practices of BOURG INSURANCE AGENCY, INC. members, state associations or other businesses and resources should review the policies of the Internet sites they choose to access.
   
   BOURG INSURANCE AGENCY, INC. makes no representations or warranties of any kind, express or implied about the Internet sites of its members, state associations or other businesses and resources, and BOURG INSURANCE AGENCY, INC. disclaims all warranties and responsibilities of any kind, including, without limitation, warranties and responsibilities with respect to BOURG INSURANCE AGENCY, INC. members’, state associations’, and other businesses’ and resources’ Internet sites, content, privacy and data collection policies and practices, and actions.  Links to other Internet sites do not imply BOURG INSURANCE AGENCY, INC.’s endorsement or approval of such Internet sites or the resources and information contained within them, nor are such links or references indications that BOURG INSURANCE AGENCY, INC. has received specific authorization to provide these links or resources.  BOURG INSURANCE AGENCY, INC. does not endorse, approve, certify or control such external Internet sites, and is not responsible for the accuracy, timeliness, completeness, efficacy, merchantability, usefulness, fitness for any particular purpose or correct sequencing of information located at such sites.  The links and references on this Site to other Internet sites are provided solely as a convenience to users of this Site.
   
   
6. To indemnify, defend, and hold BOURG INSURANCE AGENCY, INC., and its past, present and future officers, directors, executive committee members, and employees (collectively “BOURG INSURANCE AGENCY, INC. Indemnitees”) harmless from any and all demands, claims, loss, damage, liability, judgment, costs, and expense (including reasonable attorney’s fees and costs of investigation and defense) that the BOURG INSURANCE AGENCY, INC. Indemnitees may sustain or incur due, in whole or in part, to your failure to comply with any of these Terms of Use.
   
   
7. To abide by BOURG INSURANCE AGENCY, INC.’s position relative to content and information on this Site, as follows:  All of the information in this Site is provided without representations or warranties of any kind.   BOURG INSURANCE AGENCY, INC. disclaims all representations and warranties of any kind, express, implied, statutory or otherwise, to you and/or any other party, including, without limitation, any warranties of accuracy, timeliness, completeness, efficacy, merchantability, fitness for any particular purpose, and usefulness of the content provided.   BOURG INSURANCE AGENCY, INC. shall have no tort, contract or any other liability to you or any other users of content from this Site and/or to any other party.   BOURG INSURANCE AGENCY, INC. shall not be liable to you and/or any other party for any lost profits or lost opportunities, or any indirect, special, consequential, incidental or punitive damages whatsoever arising out of or relating to the use of this Site or any information or content provided on or through the Site, even if BOURG INSURANCE AGENCY, INC. has been advised of the possibility of such damages.  The information contained in this Site is not intended to provide specific advice about individual legal, business or other questions, and it is not a substitute for your independent research and evaluation of any issue.   If specific legal or other expert advice is required or desired, the services of an appropriate, competent professional should be sought.
   
   
8. If any portion of these Terms of Use, or the application of them to any person or circumstances shall to any extent be invalid or unenforceable, the remainder of these Terms of Use, or the application of them to persons or circumstances other than those which are invalid or unenforceable, shall not be affected thereby, and each portion of these Terms of Use shall be valid and enforceable to the fullest extent permitted by law.
   
   
9. These Terms of Use are governed by the laws of the State of Louisiana, without regard to its conflicts of laws rules, and may be amended at any time by BOURG INSURANCE AGENCY, INC..  These Terms of Use, and any amendments to them will become effective upon posting to this Site.  Any dispute arising under these Terms of Use or by your use of this Site shall be resolved only by the state and federal courts of the State of Louisiana.