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Why do you need auto insurance?

Range RoverIt's really all about protecting yourself financially.
  • If you're in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it.
  • If you or any passengers are injured in an accident, medical costs can be extremely expensive.
  • If you or your car is responsible for damage or injury to others, you may be sued for much more than you're worth.
  • Not only is having insurance a prudent financial decision, many states require you to have at least some coverage.

Questions to ask your agent
Your Independent Agent is an advocate for finding auto insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion:

  • How much can you afford to pay if you get in an accident? (To keep premiums low you may want to have a higher deductible and be willing to pay more for repairs.)
  • What is the insurance company's level of service and ability to pay claims?
  • What discounts are available? (Ask about good driver, multiple policy and student discounts.)
  • What's the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim.)

History and Politics

Baton RougeThe city of Baton Rouge was named nearly 300 years ago when on March 17, 1699, Pierre Le Moyne, Sieur d'Iberville, led an expedition along the Mississippi River.
The city's earliest written records are found in the diaries of these explorers which tell the tale of a pole stained with blood of fish and animals that served as the dividing line between the Bayougoula and Houmas Indians. It is from this "red stick" that Iberville christened our city "le Baton Rouge."

The Indian mounds on the campus of LSU were built 450 years before the construction of the great Egyptian pyramids.

Baton Rouge was named the state capital in 1846, and the Old State House was completed in 1850. Louisiana seceded from the Union in 1861, and in August 1862, Baton Rouge fell to the Union forces. The federal government of Louisiana was moved to New Orleans. It was 1882 before Baton Rouge again became the capital of the state.

Louisiana State University came to Baton Rouge in 1869. The campus was located downtown prior to its move in 1926 to its present location.

In 1927, Huey P. Long was elected governor and served from 1928-1932, when he became a United States Senator. One of the most famous "populist" politicians, Long provided "free textbooks" for public schools.

During Long's term, the skyscraper new State Capitol was erected. It cost $5 million and took only 14 months to complete. It stands nearly 450 feet tall with 34 stories. It was here that Long was assassinated in 1935. Long is buried on the grounds of the State Capitol.

Almost a century later, Baton Rouge is moving forward to become America's Next Great City.
(Photo and Source:

As an Independent Agency Bourg Insurance has access to many companies and products. Through this vast market they are able to offer you the professional protection you need and deserve. Call (225) 490-5678 today for a free Baton Rouge auto insurance quote.
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NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
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