FRIDAY, JULY 29, 2011
Having coverage to provide assistance once your vehicle is taken is wonderful, but do you realize what is even more comforting? Not having your vehicle stolen. Not only can a claim for a hijacked auto likely increase your auto insurance rates, it is time intensive and annoying. So rather than leaving it to blind luck, lessen your liability by using some of these auto theft prevention suggestions:
- Buy an alarm for your vehicle: Alarms are effective devices to defend against auto theft. The ruckus they make draws attention to your vehicle when someone gets too close or tries to vandalize it. Even though auto alarms blend into our modern landscape, people still notice when they go off.
- Secure automobile entry: It seems so simple, but locking your doors is a big defense against auto theft. The more time it takes for someone to break into your vehicle, the less probable it is they're actually going to steal it. Unlocked doors send an invitation to thieves you may regret.
- Refrain from concealing the spare key: It is typical for a person to conceal a magnetized key box in their wheel well. While it is convenient, when you leave your keys in your vehicle, to go over to your wheel well and retrieve the spare, it also increases the chance that your automobile will be stolen. The auto thief no longer needs to break into your automobile and entering it is made that much easier.
- Buy a steering wheel locking device: The more obstacles to access, the less probable it is that a thief will decide to take your vehicle. When a vehicle is secured a thief must bust open the lock; when a vehicle's keys are not available a thief must hotwire the automobile; and when a steering wheel is secured by a locking mechanism, a thief must determine how to take it off before they can drive away. Merely peering in your window and recognizing one of these tools may be sufficient to discourage them. If not, possessing one when someone breaks and enters could mean they can't steal your automobile.
- Install a tracking device: There are several electronic tracking systems that will made the police aware of the position of your car in the occurrence that it gets stolen. While this won't stop the vehicle from being taken, it will assist you in getting it back, maybe even in good condition.
- Comprehensive auto insurance: Comprehensive automobile coverage won't literally prevent automobile theft, but it will protect you financially if it does occur. Without comprehensive coverage you could be made to pay out-of-pocket repairs for your stolen car or a replacement.
Bear in mind, an ounce of prevention is worth a pound of cure and to steer clear of all the paperwork, phone calls, and claims that comes along with a automobile theft, this saying has never been more true.
As an Independent Agency we have access to many companies and products. Through this vast market we are able to offer you the professional protection you need and deserve. Call us today to get a free Baton Rouge auto insurance quote at (225) 490-5678.
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