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Bourg Insurance Agency Blog: home insurance

View the latest blog posts from Bourg Insurance Agency.

This week and the weeks following, we will discuss important endorsements to home policies that may save your family lots of time, money, and aggravation in the event of a claim. Picture this. It’s 2015, and Hurricane Dustin comes hurdling up the Mississippi and pummels Baton Rouge, Ascension, and Livingston worse than Andrew. READ MORE >>

Events covered by your homeowner’s insurance plan are referred to as perils within your policy; but not every peril that causes damage to your property is covered. Those that are not covered are called excluded perils and they may include: Earth movement: This can include earthquakes, landslides, earth shifts, mudslides and sinkholes. READ MORE >>

If your home and personal property is destroyed by a flood, fire, hurricane or other disaster, it may be more difficult than you think to remember all the items you had in your home before the event. And without an itemized list of the items you lost, you cannot get the recovery you deserve from the insurance company. READ MORE >>

Insurance policies can be difficult for any consumer to fully understand, but first-time homebuyers are in a stickier situation than most after all, here you have a plan of insurance designed to protect your largest asset, and it is not only difficult to understand but also has many caveats that, by not understanding them, could leave you dangerously exposed. READ MORE >>

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